ABLE Eligibility Has Expanded: Great News for Individuals With Disabilities

by | Jan 30, 2026 | Uncategorized

There’s exciting news for Kansans with disabilities and the families who support them. ABLE account eligibility has officially expanded, opening the door to financial independence for thousands more individuals across our state.

As of January 1, 2026, the federal ABLE Age Adjustment Act expanded eligibility for ABLE accounts. Previously, you could only open an ABLE account if your disability began before age 26. Now, that cutoff has been raised — if your disability began before age 46, you may qualify.

What Is an ABLE Account?

An ABLE (Achieving a Better Life Experience) account allows individuals with qualifying disabilities to save and invest money without jeopardizing critical government benefits such as Supplemental Security Income (SSI) or Medicaid. In Kansas, this is made possible through the Kansas ABLE Savings Plan.

Why This Expansion Matters

With the new age threshold in place, many adults who were previously excluded now have access to a powerful financial tool—one that supports greater independence, stability, and choice.

Here’s why ABLE accounts are such a game-changer:

  • Save without risking benefits
    Funds in an ABLE account generally do not count toward asset limits for SSI and Medicaid.

  • Flexible investment options
    Choose from investment choices designed to help meet short- and long-term savings goals.

  • Tax advantages
    Earnings grow tax-deferred and can be withdrawn tax-free for qualified disability-related expenses.

  • State tax benefits
    Contributions may be state tax-deductible, offering additional financial relief.

A New Path Forward

This expanded eligibility means more Kansans can plan ahead, invest with confidence, and build financial security—on their own terms.

While this eligibility expansion applies nationwide, Kansans can take advantage of these new opportunities through the Kansas ABLE Savings Plan. To learn more about eligibility, benefits, and how to get started, visit
👉 KS.SaveWithAble.com

If you or a loved one may benefit from an ABLE account, now is the time to explore this powerful opportunity.