Assured

Families often name loved ones as trustees with the best of intentions. While this approach can feel personal and reassuring, it can also place family members in difficult positions—especially when complex financial decisions intersect with emotions, differing...

Families often establish trusts to protect a loved one’s financial security, but managing those assets and ensuring the beneficiary receives the right level of care can become overwhelming. This is especially true when the beneficiary has complex medical, cognitive,...

For individuals with disabilities, maintaining access to essential public benefits like Medicaid and Supplemental Security Income (SSI) is critical for long-term care, housing, and medical support. A Special Needs Trust (SNT) can safeguard these benefits while...

Effective special needs planning requires collaboration, trust, and communication between families and the professionals who guide them. Whether developing a special needs trust, integrating investment strategies, or coordinating long-term care, the process works best...

Money held in an ABLE account provides individuals with disabilities a powerful tool to save and manage funds without losing eligibility for vital public benefits like SSI or Medicaid. However, it’s important to understand that there are restrictions on how ABLE funds...

Artificial intelligence (AI) is becoming a bigger part of everyday life. From voice assistants to helpful planning tools, AI can make daily tasks easier and give people more confidence in managing their goals. In the world of special needs planning, AI is beginning to...

Every day, 2,300 people are reported missing in the United States. When an adult with a cognitive, intellectual, or developmental disability goes missing, they can be especially vulnerable to bad actors or accidents. If lost, intellectually disabled adults may become...

High-net-worth individuals and their families often face complex financial and personal planning needs. Beyond managing significant assets, many families also require ongoing support to ensure that their loved ones, such as aging parents, children with special needs,...

For the tens of millions of Americans living with a disability, financial hardship often accompanies the physical and emotional challenges they can face on the path to full participation in society. Many disabled individuals rely on public benefit programs for...

Families today face a wide range of challenges when it comes to planning, protecting, and managing wealth in the present as well as across generations. These issues often become even more complicated when a loved one has unique care needs, when disputes arise among...